Financing through Us
Here is a breakdown of the basic buying process with us. When you’re ready to buy, we’ll send a detailed email with the exact breakdown of the numbers and instructions.
If you have questions I’d be glad to answer them. (843) 804-6800.
1. Determine the property will work for you (do whatever due diligence you deem necessary).
2. Decide which payment option works best for you and give us a call (843) 804-6800.
3. We’ll email you out the paperwork to get signed & notarized as well as send you a secure ACH link for the down payment option you choose (due the day you want to buy).
4. You’ll mail the notarized contract back to us and we’ll mail you our signed & notarized side as well.
5. In about 30 days you’ll make your start date payment ($275 doc fee & 4 month tax escrow). You’ll take possession of the property at this point.
6. Make your monthly payments due on the 1st of each month until the property is paid off. We use an in-house loan servicer and First Horizon Bank to handle all payments. Payments can be made by Automatic ACH draft (95% of our buyers choose this) or by mailing in a Check.
7. Enjoy your property!
To calculate your Total Monthly Payment, decide on your option (1, 2, or 3), add monthly taxes, and add the $20/ month loan servicing fee. (This info is listed in the pricing for each specific property).
We do NOT change a pre-payment penalty (you may pay off the property at any time for the balance you owe).
If you have any other questions or are ready to move forward with a purchase just let me know. Thanks!
If you have any other questions, or are ready to move forward with a purchase, just let us know. You can reach us at (843) 804-6800. We look forward to speaking with you!
